Government services

Making complex pension-income decisions easier to understand

Overview

Identifying where terminology, calculations and information design create barriers to understanding.

Identifying where terminology, calculations and information design create barriers to understanding.

01

The challenge

Users needed to understand decisions involving pension income, calculations and eligibility rules where misunderstanding could affect important outcomes.

02

What we needed to learn

Understand how users interpreted terminology, calculations, eligibility information and changes in circumstances.

03

Research approach

Research with users navigating complex decision communications, including people with low numeracy or dyscalculia.

04

What the research revealed

Terminology could be confusing. Calculation breakdowns needed to be clearer, particularly for users with low numeracy, and important next-step information required stronger prominence.

05

How the evidence was used

Recommendations included clearer terminology, improved explanation of criteria, more detailed calculation breakdowns and stronger information hierarchy.

Methods used

Moderated interviews Comprehension testing Accessibility-focused research Communication testing

Related capability

Digital Experience Diagnostic / Communication Testing